Liability coverage, aslo known as primary auto liability, covers you against property damage or bodiliy injury that you may cause to others. Minimum limits will vary from state to state. We reccomened that drivers carry between $750,000 and $1,000,000 for primary auto liability protection. These rates are determined by many factors including driving record, experience, radius and claims history.

Physical damage coverage is coverage in place on a policy to protect your truck and/or trailer from things such as windstorm, earthquake, flood, collision, fire, theft, hail, or vandalism. Any losses that are sustained will be subject to the deductible listed on the policy. The most common are $500 and $1000. Your truck or fleet of trucks and trailers are the most valueble investment that you have. Speak with an agent today for your quote.

Cargo insurance or Motor Truck Cargo coverage can be purchased to cover the non owned goods that you are carrying. Policies can have coverage from $10,000 to $100,000. Excess cargo can be purchased when requested. The main factor that determines the cargo insurance premium is the goods that are being hauled. Loss experience can also be a factor. Our agents are here to assist you with all of your needs. Call Today.

For drivers using a non owned tailer, trailer interchange coverage is availalbe to cover legal liability that results from a loss that damages the trailer or equipment that the insured posseses under a written trailer interchange agreement. A trailer interchange agreement is a contract that arranges to transfer a trailer from one trucker to another in order to complete a shipment. Trailer interchange coverage will be subject to a specified limit and deductible. Our agents are available to help you with all of your coverage options. Call (530) 885-8555.

Non Trucking Liability can be purchased to cover the liability of the truck while an owner operator is off duty.Often times an owner operator will be under lease with a motor carrier. The insurance coverage for primary liability is many times provided by the motor carrier and covers the truck while under dispatch. It is important for drivers to purchase non owned liability coverage to protect themselves from liability to bodily injury, death, or property damage while off duty or using the truck for personal use. This is often referred to as bobtail coverage but there are slight diferences. Bobtail coverage often requires that the truck not be pulling a trailer. Non Trucking Liability generally does not have this requirement.

Our agents are standing by waiting to help. You can request your quote online or call today (530) 923-2930.